FINRA인증 실제 시험문제, SIE 덤프문제집

문제1
A registered representative has identified a risky investment he feels is suitable for one of his customers. He has discussed the investment with the customer, and the customer agreed to purchase the security. Given the risk factors, the representative's firm requires the customer's signature on a form that reflects the customer understands the investment. The representative signs the form on behalf of the customer using a digital signature platform. The representative authenticates the signature using information that the customer had provided on the new account form when the account was opened two years ago. Which of the following statements best describes the permissibility of the representative's action?

A. The representative's actions are permissible since the customer provided the information necessary to authenticate the digital signature.

B. The representative's actions are permissible since the form is for internal use only by the representative' s firm.

C. The representative's actions are impermissible since the information the representative used to authenticate the signature was two years old.

D. The representative's actions are impermissible since the representative is prohibited from signing on the customer's behalf.

정답: D

설명: (ITDumpsKR 회원만 볼 수 있음)

문제2
Which of the following activities is a responsibility of a mutual fund transfer agent?

A. Distributing the fund ' s prospectus to investors

B. Maintaining custody of the fund ' s securities

C. Underwriting new shares of securities

D. Maintaining records of shareholder purchases and redemptions

정답: D

설명: (ITDumpsKR 회원만 볼 수 있음)

문제3
Which of the following incidents is a reportable obligation with respect to an individual's Form U4?

A. A new brokerage account

B. A change in marital status

C. A bankruptcy protection filing within the past 10 years

D. A gambling-related misdemeanor charge

정답: C

설명: (ITDumpsKR 회원만 볼 수 있음)

문제4
Which of the following conditions typically has a negative effect on the value of an equity real estate investment trust (REIT)?

A. Overbuilding

B. An increase in property values

C. Low mortgage rates

D. An increase in occupancy rates

정답: A

설명: (ITDumpsKR 회원만 볼 수 있음)

문제5
At which of the following prices does a 7% coupon bond have the highest current yield?

A. 100

B. 92

C. 102

D. 107

정답: B

설명: (ITDumpsKR 회원만 볼 수 있음)

문제6
Which of the following corporate actions is voluntary for the investor?

A. A stock split

B. A full merger

C. A tender offer

D. A pre-refunding

정답: C

설명: (ITDumpsKR 회원만 볼 수 있음)

문제7
Which of the following account types should two people use if they want to maintain control over their portion of the investment without needing the other owner ' s consent?

A. Tenants in common

B. Tenants by the entirety

C. Trust

D. Joint tenants with right of survivorship (JTWROS)

정답: A

설명: (ITDumpsKR 회원만 볼 수 있음)

문제8
Which of the following statements is true regarding the impact of a bond's duration on the volatility of the bond's price?

A. The longer the maturity of a bond, the more likely the price will hold steady.

B. The shorter the maturity of a bond, the more likely the price will hold steady.

C. The longer the maturity of a bond, the less sensitive the bond price is to changes in interest rates.

D. The shorter the maturity of a bond, the more sensitive the bond price is to changes in interest rates.

정답: B

설명: (ITDumpsKR 회원만 볼 수 있음)

문제9
Which of the following assets is not covered under the SEC ' s Customer Protection Rule?

A. Stocks in the customer ' s account

B. $250,000 in cash in the customer ' s savings account

C. $20,000 excess margin on $250,000 in securities in a customer ' s account

D. Bonds in the customer ' s account

정답: B

설명: (ITDumpsKR 회원만 볼 수 있음)

문제10
Which of the following responses describes a covered call?

A. Short stock and long calls

B. Long two calls and short one call

C. Long calls and long puts

D. Long stock and short calls

정답: D

설명: (ITDumpsKR 회원만 볼 수 있음)

문제11
An introducing broker-dealer generally performs which of the following activities?

A. Prepares customer account statements

B. Accepts orders to purchase securities

C. Maintains custody of customer funds

D. Clears transactions with the DTCC

정답: B

설명: (ITDumpsKR 회원만 볼 수 있음)

문제12
If the market price of a corporate bond increases by one-half point, this is equal to which of the following amounts?

A. $5.00

B. $1.00

C. $50.00

D. $0.50

정답: A

설명: (ITDumpsKR 회원만 볼 수 있음)

문제13
How does an individual acquire restricted stock?

A. By exercising publicly traded warrants

B. By participating in an initial public offering (IPO)

C. By participating in an SEC Regulation D offering

D. By exercising an option for exchange-traded calls

정답: C

설명: (ITDumpsKR 회원만 볼 수 있음)

문제14
A broker-dealer (BD) signs a selling agreement with the ABC family of mutual funds. To introduce the funds to the BD's sales force, ABC offers a training and education trip at a popular beach resort. The trip expenses will be covered by ABC for the three registered representatives in the BD who have the highest level of production in ABC funds during the month. The BD's branch office managers assess each sale of ABC funds to ensure that the BD's recommendations are aligned with the customers' investment objectives and risk tolerance. Which of the following statements best describes the permissibility of this arrangement?

A. The arrangement is not permissible, since the trip incentive creates a prohibited conflict of interest.

B. The arrangement is permissible, since the sole purpose of the trip offered by ABC is training and education.

C. The arrangement is not permissible, since the sales incentive is offered by ABC and not the BD.

D. The arrangement is permissible, since the BD has an established supervisory process to ensure its recommendations fit the customers' investment objectives and risk tolerance.

정답: A

설명: (ITDumpsKR 회원만 볼 수 있음)

최신FINRA Securities Industry Essentials Exam (SIE) - SIE무료샘플문제

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