IFPUG CRCM : CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM)

ITDumpsKR의 CRCM 자료는 PDF, Desktop Test Engine, Online Test Engine 세 가지 형태로 제공됩니다. 인쇄해 공부하든, PC에서 실전처럼 풀든, 브라우저에서 바로 응시하든 총 463문항을 원하는 방식으로 학습하실 수 있습니다.

IFPUG CRCM 시험 개요:

IFPUG CRCM 시험 요강 주제:

CRCM 시험에 대해 자주 묻는 질문

최신 IFPUG Certifications CRCM 무료샘플문제

문제 #1

Robin Martin made an individual application to the bank for a car loan. She has just returned to work on a regular basis because she was a full-time homemaker until recently, when her last child entered school. The loan officer would like to ask her about her husbanD. Under what circumstances can the officer ask Robin about her husband?

A. The applicant is married.
B. The applicant resides in a community property state.
C. The applicant's credit reports indicate that the spouse is a better credit risk.
D. The creditor believes the spouse's signature will make the applicant more creditworthy.

문제 #2

In which of the following situations is the bank NOT required to report lost or stolen securities?

A. When stock traded on the New York Stock Exchange (NYSE) was expected to be delivered by the issuer's agent
B. When stock traded on the over-the-counter exchange (OTC) was expected to be received through the mail from a customer's broker
C. When bonds were expected to be delivered in person from the local Federal Reserve Bank and were not received
D. When securities with no CUSIP numbers were expected from another financial institution

문제 #3

If the institution offers both full and reduced documentation loans and there is a pricing premium attached to the reduced documentation loan, the consumer should:

A. Provide consumers with a clear statement of the options available
B. Not lead consumers with payment option ARMs to choose a non-amortizing or negatively amortizing payment
C. Be alerted to this fact
D. Not be alerted to this fact

문제 #4

The liability of paying and returning banks is subject to the following conditions and limitations EXCEPT:

A. The paying or returning bank that sends an original check that is returned as a substitute check or paper or electronic representation thereof will not be responsible for amounts the Reserve Bank pays under Regulation CC absent the paying bank's or returning bank's agreement to the contrary
B. The paying or retuning bank that sends an electronic item that is not a representation of a substitute check will not be liable for losses attributable to the Reserve Bank's own lack of good faith or failure to exercise ordinary care
C. Paying and returning banks agree to indemnify each Reserve Bank for any loss or expense resulting from the paying or returning bank's lack of authorization or any action by a Reserve Bank within the scope of its authority related to the return of the check or any warranty made by the Reserve Bank
D. Regulation CC governs the paying and returning banks' liabilities when returning a substitute check or paper or electronic representation thereof

문제 #5

First State Bank, a state nonmember institution, plans to purchase a company that would be a financial subsidiary of the bank. First State will send a notice to the FDIC of its proposed acquisition. Of the following factors, which one would NOT be relevant to the FDIC's consideration of the bank's acquisition?

A. First State Bank's asset size
B. First State Bank's CRA rating
C. Whether First State Bank is well capitalized
D. The impact of the acquisition on First State Bank's safety and soundness

질문과 대답: