최신IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) - CRCM무료샘플문제
문제1
On foreclosure, which of the following loans is subject to the reporting requirements for foreclosed and abandoned property?
On foreclosure, which of the following loans is subject to the reporting requirements for foreclosed and abandoned property?
정답: A
문제2
Non public personal information under Regulation P includes:
Non public personal information under Regulation P includes:
정답: D
문제3
Under Unauthorized transfers-12 CFR 205.6 prerequisites for consumer liability are all of the following EXCEPT:
Under Unauthorized transfers-12 CFR 205.6 prerequisites for consumer liability are all of the following EXCEPT:
정답: A
문제4
Which of the following bank products is NOT subject to the disclosure provisions of the Interagency Statement on Retail Sales of Nondeposit Investment Products?
Which of the following bank products is NOT subject to the disclosure provisions of the Interagency Statement on Retail Sales of Nondeposit Investment Products?
정답: B
문제5
By sending an item to a Reserve Bank, a sender:
By sending an item to a Reserve Bank, a sender:
정답: A,C
문제6
An electronic image of an item together with electronic information describing that item in an approved format will be considered a valid instrument. Common forms of instruments are the following EXCEPT:
An electronic image of an item together with electronic information describing that item in an approved format will be considered a valid instrument. Common forms of instruments are the following EXCEPT:
정답: D
문제7
Your bank's president comes back from an industry conference and tells the compliance officer that she attended a presentation about OFAC. She heard the bank could be fined for not adhering to OFAC requirements.
Thus, she has directed that every bank transaction be reviewed for OFAC compliance. What is the most appropriate statement the compliance officer could make to the bank president?
Your bank's president comes back from an industry conference and tells the compliance officer that she attended a presentation about OFAC. She heard the bank could be fined for not adhering to OFAC requirements.
Thus, she has directed that every bank transaction be reviewed for OFAC compliance. What is the most appropriate statement the compliance officer could make to the bank president?
정답: C
문제8
Which of the following is (are) NOT covered by the regulation?
Which of the following is (are) NOT covered by the regulation?
정답: A
문제9
A bank municipal securities dealer has 30 employees in its municipal securities operation. How many municipal securities principals must it have?
A bank municipal securities dealer has 30 employees in its municipal securities operation. How many municipal securities principals must it have?
정답: D
문제10
is a transfer that is authorized in advance to occur at substantially regular intervals. Payments that require the consumer to take specific actions to initiate them (such as by entering instructions on a touch-tone telephone or on the Internet) are not such type of EFTs.
is a transfer that is authorized in advance to occur at substantially regular intervals. Payments that require the consumer to take specific actions to initiate them (such as by entering instructions on a touch-tone telephone or on the Internet) are not such type of EFTs.
정답: A
문제11
First State Bank, a state nonmember institution, plans to purchase a company that would be a financial subsidiary of the bank. First State will send a notice to the FDIC of its proposed acquisition. Of the following factors, which one would NOT be relevant to the FDIC's consideration of the bank's acquisition?
First State Bank, a state nonmember institution, plans to purchase a company that would be a financial subsidiary of the bank. First State will send a notice to the FDIC of its proposed acquisition. Of the following factors, which one would NOT be relevant to the FDIC's consideration of the bank's acquisition?
정답: A
문제12
On which of the following loans must a bank maintain records under the Bank Secrecy Act?
On which of the following loans must a bank maintain records under the Bank Secrecy Act?
정답: B
문제13
Of the following loans made by a national bank, which loan is NOT covered by the OCC ARM regulation?
Of the following loans made by a national bank, which loan is NOT covered by the OCC ARM regulation?
정답: D
문제14
is an agent or a subagent of the owner of an item; agency terminates when it receives
payment for an item in finally collected funds and makes the proceeds available to the sender, and the time for commencing all actions against it has expired.
is an agent or a subagent of the owner of an item; agency terminates when it receives
payment for an item in finally collected funds and makes the proceeds available to the sender, and the time for commencing all actions against it has expired.
정답: C