최신NMLS Mortgage Loan Origination (SAFE MLO) - MLO무료샘플문제
문제1
A second (subordinate) mortgage loan includes:
A second (subordinate) mortgage loan includes:
정답: C
설명: (ITDumpsKR 회원만 볼 수 있음)
문제2
Which of the following property value approaches does an appraiser use on a rental property?
Which of the following property value approaches does an appraiser use on a rental property?
정답: A
설명: (ITDumpsKR 회원만 볼 수 있음)
문제3
A mortgage company is permitted to verify which of the following information?
A mortgage company is permitted to verify which of the following information?
정답: B
설명: (ITDumpsKR 회원만 볼 수 있음)
문제4
Which of the following entities is the primary regulatory authority for state-licensed, non-depository lenders?
Which of the following entities is the primary regulatory authority for state-licensed, non-depository lenders?
정답: D
설명: (ITDumpsKR 회원만 볼 수 있음)
문제5
A charge payable by the consumer and imposed by the creditor as an incident to or a condition of the extension of credit is the:
A charge payable by the consumer and imposed by the creditor as an incident to or a condition of the extension of credit is the:
정답: A
설명: (ITDumpsKR 회원만 볼 수 있음)
문제6
Which of the following components of an ARM adjusts periodically?
Which of the following components of an ARM adjusts periodically?
정답: D
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문제7
Which of the following facets of a loan could be considered predatory lending or steering?
Which of the following facets of a loan could be considered predatory lending or steering?
정답: A
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문제8
No more than how many days before calling any consumer should a company access the National Do Not Call Registry and maintain records documenting this process?
No more than how many days before calling any consumer should a company access the National Do Not Call Registry and maintain records documenting this process?
정답: B
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문제9
A revised Closing Disclosure is not required to be provided before a loan consummation in which of the following circumstances?
A revised Closing Disclosure is not required to be provided before a loan consummation in which of the following circumstances?
정답: C
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문제10
When two borrowers are refinancing a mortgage loan, the notice of the right to rescind:
When two borrowers are refinancing a mortgage loan, the notice of the right to rescind:
정답: D
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문제11
The debt-to-income analysis should assess a borrower's total monthly housing related payments as a percentage of the:
The debt-to-income analysis should assess a borrower's total monthly housing related payments as a percentage of the:
정답: A
설명: (ITDumpsKR 회원만 볼 수 있음)
문제12
An appraiser agrees to give a mortgage loan originator (MLO) half of her appraisal fees in return for the MLO's future business. This illegal practice is known as:
An appraiser agrees to give a mortgage loan originator (MLO) half of her appraisal fees in return for the MLO's future business. This illegal practice is known as:
정답: D
설명: (ITDumpsKR 회원만 볼 수 있음)
문제13
Which of the following items is a liquid asset?
Which of the following items is a liquid asset?
정답: C
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문제14
Which of the following information is required to be included on Uniform Residential Loan Application?
Which of the following information is required to be included on Uniform Residential Loan Application?
정답: D
설명: (ITDumpsKR 회원만 볼 수 있음)
문제15
The practice of denying a creditworthy applicant a loan for housing because of the location of the property is sometimes referred to as:
The practice of denying a creditworthy applicant a loan for housing because of the location of the property is sometimes referred to as:
정답: B
설명: (ITDumpsKR 회원만 볼 수 있음)